Public Adjuster Services

WHAT IS A PUBLIC ADJUSTER ?

“Public Insurance Adjuster is a person who, for compensation, acts on behalf of or aids in any manner, an insured in negotiating for or effecting the settlement of a claim or claims for loss or damage under any policy of insurance covering real or personal property or any person who advertises, solicits business, or holds himself or herself out to the public as an adjuster of those claims and any person who, for compensation, investigates, for those losses on behalf of any public insurance adjuster.” – California Department of Insurance

THE PUBLIC ADJUSTER’S MAIN RESPONSIBILITIES:

• 1. Evaluate the insurance policy and determine applicable coverage.
• 2. Conduct walk-through with insurance carrier adjuster and assess damage to building and contents.
• 3. Address Additional Living Expenses (temporary housing) and Loss of Rents
• 4. Evaluate Loss of Income, Business Interruption, Extra Expense for commercial losses.
• 5. Address discrepancies when claims have to be re-opened.
• 6. Address differences relating to re-opened claims.

The Public Adjuster holds the insurance carrier accountable for honoring the contract and fully complying with it’s terms.

HOW WE ARE PAID

Property insurance claims are complicated, and the learning curve is steep. Our service fee, usually based on a percentage of your claim, is minimal in relation to your claim settlement and is offset by the better settlement that our experts are likely to achieve-not to mention the time, hassle, and anxiety our professionals can save you. As your Public Adjuster, we are paid by the insured as his/her insurance company makes claim payments based on the agreed settlement. Assured Claims Service, Inc. does not charge any upfront fees, and there are no out of pocket expenses for the insured. A fee percentage is agreed to prior to signing any contract.