Frequently Asked Questions
What is a Public Adjuster?
Public Insurance Adjuster is a person who, for compensation, acts on behalf of or aids in any manner, an insured in negotiating for or effecting the settlement of a claim or claims for loss or damage under any policy of insurance covering real or personal property or any person who advertises, solicits business, or holds himself or herself out to the public as an adjuster of those claims and any person who, for compensation, investigates, for those losses on behalf of any public insurance adjuster.” – California Department of Insurance
Why Do I Need Public Adjuster?
A public adjuster can help you whenever you need to file a claim with your insurance company. Insurance policies often have hundreds of provisions and many complicated and changing stipulations and riders. In order to sort through these complexities when filing a claim, it is advantageous to have a public adjuster assisting you and safeguarding your interests. Furthermore, you may not even be aware of all of the damages caused by the incident (smoke damage from a fire or mold damage from a flood). We will investigate ALL damages and make sure they are accounted for in your insurance claim.
The Public Adjuster’s Main Responsibilities:
1. Evaluate the insurance policy: Determine applicable coverage.
2. Conduct Walk-Through: Collaborate with insurance carrier’s adjuster to assess damage to building and contents.
3. Address Additional Living Expenses: Assist with temporary housing arrangements and loss of rents.
4. Evaluate Commercial Losses: Assess loss of Income, business Interruption, and extra expense for commercial claims.
5. Re-open Claims: Address discrepancies and differences related to claims that need to be re-opened.
6. Hold Insurance Carriers Accountable: Ensure the insurance carrier honors the contract and fully complies with its terms.
Assured Claims Service is committed to representing your interest and ensuring you receive the maximum settlement for your loss.
What is the contracting process for a Public Adjuster?
It is as simple as requesting an appointment. If you have had a recent loss, don’t delay in starting the adjustment process.Contact us today to see how we can help you get the most equitable settlement from your insurance agency. Even if you have already filed a claim with your insurance company, we can help!
What is the contracting process for a Public Adjuster?
It is as simple as requesting an appointment. If you have had a recent loss, don’t delay in starting the adjustment process.Contact us today to see how we can help you get the most equitable settlement from your insurance agency. Even if you have already filed a claim with your insurance company, we can help!
How are Public Adjusters Paid?
Property insurance claims are complicated, and the learning curve is steep. Our service fee, usually based on a percentage of your claim, is minimal in relation to your claim settlement and is offset by the better settlement that our experts are likely to achieve-not to mention the time, hassle, and anxiety our professionals can save you. As your Public Adjuster, we are paid by the insured as his/her insurance company makes claim payments based on the agreed settlement. Assured Claims Service, Inc. does not charge any upfront fees, and there are no out of pocket expenses for the insured. A fee percentage is agreed to prior to signing any contract.
How are Public Adjusters Paid?
Property insurance claims are complicated, and the learning curve is steep. Our service fee, usually based on a percentage of your claim, is minimal in relation to your claim settlement and is offset by the better settlement that our experts are likely to achieve-not to mention the time, hassle, and anxiety our professionals can save you. As your Public Adjuster, we are paid by the insured as his/her insurance company makes claim payments based on the agreed settlement. Assured Claims Service, Inc. does not charge any upfront fees, and there are no out of pocket expenses for the insured. A fee percentage is agreed to prior to signing any contract.